There are many ways to contribute:

Volunteer, to become a mentor or speaker for our families:

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• Buy the DVD and share the film with your friends and family
• Posters and flyers to post at your church, business, or college campus
• Donate

Tired of living pay check to pay check? You are not alone….

Together, we can break the cycle of poverty!

AWARENESS

In California, the unbanked population is exceptionally large. Sixty percent of low-income neighborhoods do not have a bank account. California has twice as many check casher’s and payday lenders as the rest of the country. Lacking access to traditional bank loans means having few opportunities to build credit. Fringe financial service providers take advantage of these consumers, charging outrageous interest rates and fees.

Payday loans typically has an annual interest rate between 391 to 521 % , Check-cashing fees cost a family up to $2,000 a year. In total, the center for Responsible Lending estimates that California families pay $450 million in payday loan fees each year.

Living Poor: Family Life Among Single Parent, African-American Women

This article uses qualitative interviews from a sample of never-married African-American mothers to describe the ways that poor women dynamically adapt to economic marginality. The empirical data serve to expand on structural explanations that correctly demonstrate the link between economic factors and family patterns among the poor, but ignore non-nuclear family arrangements and omit personal agency in understanding poverty. Findings from the study highlight the viability of alternative family patterns and the active roles that women play in mediating the effects of poverty. They also suggest direction for a broader research agenda. © 1994 Society for the Study of Social Problems, Inc

A Plant form for Fighting Poverty

Southern Education Foundation released a report detailing the demographics of public school enrollment in the United States. According to the report, nearly half of all public school students in the nation and a majority in western and southern states are low-income, and an increasing percentage of those are students of color, poverty is a proxy for a range of conditions and circumstances that shape the daily lives of students. By Kent McGuire, CEO at SEF.